Privacy Policy

Effective Date: April 5th 2025

‍At The Lending Report (thelendingreport.com), your privacy is important to us. This Privacy Policy explains how we collect, use, and protect your personal information, in accordance with the General Data Protection Regulation (GDPR).

1. Who We AreThe Lending Report is a platform that provides users with information and comparisons about crowdlending platforms. We do not sell financial products ourselves. Our goal is to help users make informed decisions.

2. What Data We CollectWe collect only the information necessary to provide and improve our services. This may include:Email address (if you subscribe to our newsletter or contact us)IP address, browser type, and usage data (via analytics tools)User preferences (e.g., saved comparison filters, if applicable)We do not collect sensitive personal data unless you voluntarily provide it.

3. How We Use Your DataWe use your data only for the following purposes:To provide and improve our servicesTo communicate with you (if you subscribe or contact us)To understand how users interact with our website (via analytics)To comply with legal obligationsWe do not sell, rent, or share your personal data with third parties for marketing purposes.

4. Legal Basis for ProcessingUnder the GDPR, we rely on the following legal bases to process your data:Consent (e.g., when you sign up for our newsletter)Legitimate interest (e.g., improving our website functionality and user experience)Legal obligation (e.g., compliance with applicable laws)

5. Cookies and TrackingWe use cookies to ensure the proper functioning of our website and to analyze usage. You can control or disable cookies via your browser settings.For more information, please see our [Cookie Policy](link to cookie policy).

6. Data Storage and SecurityYour data is stored securely, and we implement technical and organizational measures to protect it against unauthorized access, loss, or disclosure.We retain your data only as long as necessary to fulfill the purposes described in this policy, unless a longer retention period is required by law.

7. Your Rights Under GDPRAs a data subject, you have the following rights:The right to access your dataThe right to rectify inaccurate or incomplete dataThe right to erasure (“right to be forgotten”)The right to restrict processingThe right to data portabilityThe right to object to processingThe right to withdraw consent at any timeTo exercise any of these rights, please contact us at privacy@thelendingreport.com.

8. Third-Party ServicesWe may use third-party tools (e.g., Google Analytics) to better understand how users interact with our site. These services may collect anonymized information and are compliant with GDPR standards.We ensure that any third-party service provider we work with complies with applicable data protection laws.

9. International Data TransfersIf your data is transferred outside the European Economic Area (EEA), we ensure that appropriate safeguards are in place to protect your data, such as Standard Contractual Clauses approved by the European Commission.

10. Contact UsIf you have any questions about this Privacy Policy or how we handle your data, please contact us at:The Lending Report
Email: privacy@thelendingreport.com

FAQs

Answers to questions you might have about Torch.

What does Torch do?

Torch is a data analytics platform that helps businesses track, visualise, and optimise their performance metrics in real-time. It enables teams to make data-driven decisions through customisable dashboards and powerful insights.

Who is Torch for?

Torch is ideal for startups, tech companies, and growing businesses that want to harness the power of their data. It’s built for teams looking to improve their decision-making by tracking key performance indicators (KPIs) across all departments.

How secure is my data on Torch?

Security is our top priority. Torch uses end-to-end encryption, secure data centres, and regular security audits to ensure your data is protected at all times. We also offer role-based access control to manage permissions within your team.

Can Torch integrate with existing tools?

Yes, Torch integrates with a wide range of tools, including CRM systems, marketing platforms, and cloud storage services. Our API allows for seamless integration, helping you connect Torch to the software you already use.

Is Torch easy to use if you’re not technical?

Absolutely! Torch’s interface is user-friendly and intuitive, designed for both technical and non-technical users. You can create custom reports, dashboards, and visualisations without any coding knowledge.